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What Will Be Needed From You
To ensure that your mortgage application will be processed as quickly as possible, it’s important to bring all the proper information to your loan application interview. Keep in mind that you may be required to pay the appraisal fee when you submit the mortgage application.
Here are some of the documents you may be asked to bring:
Income Information:
- Paycheck stubs for the last 30 days
- W-2 forms and personal tax returns for the last 2 years
- Written verification of any other income sources
Residence Information:
- Your address(es) for the last 2 years
- Landlord contact information
Debt Information:
- For all outstanding loans and credit cards
- Creditor’s name, your account number, monthly payment, and balance
Down Payment Information (Last 2 months' statements):
- Bank accounts
- Asset accounts
- Investment accounts
- Retirement accounts
Information About the Property:
If a Planned Unit Development (PUD), Condominium, or Co-op:
- Name of development or project
- Phone number of home owner’s association
- Bylaws and recent financial statements
Other Information:
- Bankruptcies, judgments, or liens against you
- Divorce or child support documentation
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